Frequently Asked Questions

Most public sector banks offer education loans up to ₹20 lakh for domestic studies and up to ₹30 lakh for overseas studies. NBFCs like HDFC Credila and Avanse can offer higher amounts based on your profile and collateral.

Yes. Most banks provide unsecured education loans up to ₹7.5 lakh. Some NBFCs offer collateral-free loans up to ₹40 lakh depending on the course, institution ranking, and your profile strength.

Repayment typically begins after a moratorium period of 6 to 12 months after course completion or 6 months after getting a job, whichever comes first. During the course, you may have the option to pay only the interest.

Yes. Under Section 80E of the Income Tax Act, you can claim a deduction on the interest paid on your education loan. This benefit is available for up to 8 years from the year you start repaying, with no upper limit on the deduction amount.

Yes, our guidance, resources, and eligibility checks are 100% free for students and parents. We do not charge you any processing fees for using our platform.

Once you submit an inquiry through our platform, our team typically responds within 24 working hours to schedule a consultation and discuss your loan options.