Education Loan Interest Rates in India 2026: Bank-wise Comparison
Interest rates on education loans vary widely across lenders. We compare rates from SBI, Bank of Baroda, HDFC Credila, and more for 2026.
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Financial Insights & Loan Guides
Expert articles on education loans, interest rates, government schemes, and repayment strategies for Indian students.
Section 80E Tax Deduction on Education Loan: How to Claim It
Section 80E of the Income Tax Act lets you deduct the full interest paid on your education loan. Here is exactly how to claim this benefit when filing your ITR.
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Smart Strategies to Repay Your Education Loan Faster
Carrying education loan debt into your career can be stressful. These practical strategies will help you close your loan years early and save significantly on interest.
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SBI Student Loan Scheme vs HDFC Credila: Which Is Better for Abroad Studies?
Both SBI and HDFC Credila are popular for overseas education loans. We compare interest rates, loan limits, collateral norms, and processing speed.
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Pradhan Mantri Vidya Lakshmi: All You Need to Know
The Vidya Lakshmi portal lets students apply to multiple banks with a single form. Here is how the scheme works and how to use it.
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Education Loans for Studying Abroad: Everything Indian Students Need to Know
Getting a loan for an overseas degree is different from a domestic one. We cover loan limits, forex, required documents, and the best lenders for study abroad.
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Central Sector Interest Subsidy (CSIS) Scheme: Free Interest During Studies
Under CSIS, the government pays the interest on your education loan while you study. Find out if you qualify and how to claim this benefit.
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How to Calculate Your Education Loan EMI
Understanding your EMI before you borrow helps you plan your finances better. Learn the formula and how different variables affect your monthly payment.
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Documents Required for an Education Loan in India
Missing even one document can delay your loan approval. Here is a comprehensive checklist of everything banks and NBFCs ask for.
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How to Apply for an Education Loan in India: A Step-by-Step Guide
Applying for an education loan can feel overwhelming. This guide walks you through every step — from choosing a lender to getting your sanction letter.
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